Earnings statements are usually mailed three to four months before your birthday that outline what you have paid in taxes, along with a summary of your estimated benefits depending on the age you retire. For solutions to your specific circumstances, seek out the advice of a professional, such as a financial advisor, your bank or union, as well as your employer's human resources department. Either online or through your own calculations, use your current age, the age you plan on retiring, your current savings, and how much you need to live comfortably per year after retiring to get the final amount. Some people feel intimidated by matters of finance, while others simply don't feel comfortable with their knowledge regarding retirement planning. One of the most often overlooked of the 5 top baby boomers retirement tips are investing in a 401k, which is a tax-sheltered savings plan that your employer also contributes to. A retirement calculator is useful for figuring out exactly
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